{"id":408,"date":"2022-02-28T03:15:26","date_gmt":"2022-02-28T03:15:26","guid":{"rendered":"http:\/\/localhost\/working_wp\/?p=408"},"modified":"2022-03-29T10:55:28","modified_gmt":"2022-03-29T10:55:28","slug":"giup-con-quan-ly-tai-chinh-ca-nhan-hieu-qua","status":"publish","type":"post","link":"https:\/\/feltjungle.com\/tap-chi\/giup-con-quan-ly-tai-chinh-ca-nhan-hieu-qua\/","title":{"rendered":"Ba m\u1eb9 c\u00f3 bi\u1ebft? | Gi\u00fap con qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n hi\u1ec7u qu\u1ea3"},"content":{"rendered":"
Trong h\u00e0nh tr\u00ecnh l\u1edbn kh\u00f4n c\u1ee7a con, b\u00e0i h\u1ecdc v\u1ec1 qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n l\u00e0 m\u1ed9t trong nh\u1eefng ki\u1ebfn th\u1ee9c quan tr\u1ecdng v\u00e0 \u1ea3nh h\u01b0\u1edbng r\u1ea5t l\u1edbn \u0111\u1ebfn s\u1ef1 ph\u00e1t tri\u1ec3n v\u00e0 cu\u1ed9c s\u1ed1ng c\u1ee7a con sau n\u00e0y. Ti\u1ec1n l\u00e0 \u0111\u01a1n v\u1ecb giao d\u1ecbch ch\u00ednh hi\u1ec7n nay, ch\u00fang ta c\u00f3 th\u1ec3 d\u00f9ng ti\u1ec1n \u0111\u1ec3 \u0111\u00e1p \u1ee9ng nhu c\u1ea7u s\u1ed1ng h\u00e0ng ng\u00e0y c\u0169ng nh\u01b0 ph\u1ee5c v\u1ee5 cho s\u1edf th\u00edch c\u00e1 nh\u00e2n. Th\u1ebf nh\u01b0ng ti\u1ec1n c\u0169ng k\u00e9o theo nhi\u1ec1u \u201ch\u1ec7 l\u1ee5y\u201d \u1ea3nh h\u01b0\u1edfng tr\u1ef1c ti\u1ebfp \u0111\u1ebfn cu\u1ed9c s\u1ed1ng c\u1ee7a ch\u00fang ta. V\u1eady n\u00ean, gi\u00e1o d\u1ee5c v\u1ec1 qu\u1ea3n l\u00fd ti\u1ec1n b\u1ea1c l\u00e0 v\u00f4 c\u00f9ng c\u1ea7n thi\u1ebft.<\/p>\n
Tuy nhi\u00ean, m\u1ed9t s\u1ed1 ba m\u1eb9 c\u00f3 xu h\u01b0\u1edbng kh\u00f4ng cho ph\u00e9p con ti\u1ebfp x\u00fac v\u1edbi ti\u1ec1n khi c\u00f2n nh\u1ecf, trong khi vi\u1ec7c gi\u1ea3i th\u00edch s\u1edbm cho tr\u1ebb bi\u1ebft kh\u00e1i ni\u1ec7m v\u1ec1 ti\u1ec1n l\u00e0 m\u1ed9t \u0111i\u1ec1u r\u1ea5t quan tr\u1ecdng. \u0110\u1ec3 h\u00ecnh th\u00e0nh cho tr\u1ebb nh\u1eefng hi\u1ec3u bi\u1ebft, suy ngh\u0129 v\u00e0 gi\u00e1 tr\u1ecb v\u1ec1 ti\u1ec1n b\u1ea1c, ba m\u1eb9 c\u1ea7n gi\u00fap con qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh h\u1ee3p l\u00fd b\u1eb1ng m\u1ed9t s\u1ed1 ph\u01b0\u01a1ng ph\u00e1p sau \u0111\u00e2y.<\/p>\n
B\u1eaft \u0111\u1ea7u nh\u1eefng ki\u1ebfn th\u1ee9c c\u01a1 b\u1ea3n khi c\u00f2n nh\u1ecf<\/strong><\/p>\n Theo m\u1ed9t s\u1ed1 nghi\u00ean c\u1ee9u, ba m\u1eb9 n\u00ean b\u1eaft \u0111\u1ea7u h\u01b0\u1edbng d\u1eabn tr\u1ebb qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e0ng s\u1edbm c\u00e0ng t\u1ed1t, v\u00e0 th\u1eddi gian th\u00edch h\u1ee3p l\u00e0 t\u1eeb 7 tu\u1ed5i, b\u1edfi v\u00ec khi \u0111\u00f3 nh\u1eadn th\u1ee9c c\u1ee7a con \u0111\u00e3 \u0111\u01b0\u1ee3c h\u00ecnh th\u00e0nh.<\/p>\n Ba m\u1eb9 n\u00ean b\u1eaft \u0111\u1ea7u t\u1eeb vi\u1ec7c gi\u1ea3i th\u00edch ti\u1ec1n l\u00e0 g\u00ec v\u00e0 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng nh\u01b0 th\u1ebf n\u00e0o. Ba m\u1eb9 c\u00f3 th\u1ec3 minh h\u1ecda cho c\u00e1c con c\u00e1ch ti\u1ec1n \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng trong th\u1ef1c t\u1ebf cu\u1ed9c s\u1ed1ng h\u00e0ng ng\u00e0y \u0111\u1ec3 gi\u00fap con nhanh ch\u00f3ng l\u00e0m quen h\u01a1n. V\u00ed d\u1ee5 \u0111\u01a1n gi\u1ea3n nh\u01b0: ba m\u1eb9 s\u1ebd \u0111\u1ec3 con quan s\u00e1t qu\u00e1 tr\u00ecnh thanh to\u00e1n khi mua h\u00e0ng \u1edf ch\u1ee3 ho\u1eb7c si\u00eau th\u1ecb v\u00e0 gi\u1ea3i th\u00edch cho c\u00e1c con hi\u1ec3u \u0111\u01b0\u1ee3c ch\u00fang ta \u0111ang d\u00f9ng ti\u1ec1n \u0111\u1ec3 trao \u0111\u1ed5i nh\u1eefng v\u1eadt d\u1ee5ng c\u1ea7n thi\u1ebft.<\/p>\n T\u1ea1o th\u00f3i quen ti\u1ebft ki\u1ec7m<\/strong><\/p>\n Nh\u1eefng ti\u1ebfp x\u00fac \u0111\u1ea7u ti\u00ean c\u1ee7a con v\u1edbi ti\u1ec1n c\u00f3 th\u1ec3 s\u1ebd li\u00ean quan \u0111\u1ebfn vi\u1ec7c mua s\u1eafm. Sau khi con \u0111\u00e3 hi\u1ec3u ch\u1ee9c n\u0103ng c\u1ee7a ti\u1ec1n, ti\u1ebfp \u0111\u1ebfn ba m\u1eb9 c\u1ea7n gi\u1ea3i th\u00edch cho con bi\u1ebft ti\u1ec1n \u0111\u1ebfn t\u1eeb \u0111\u00e2u v\u00e0 ch\u00fang ta ph\u1ea3i l\u00e0m vi\u1ec7c ch\u0103m ch\u1ec9 nh\u01b0 th\u1ebf n\u00e0o \u0111\u1ec3 c\u00f3 th\u00eam thu nh\u1eadp. \u0110\u00f3 c\u0169ng l\u00e0 c\u00e1ch \u0111\u1ec3 c\u00e1c con \u00fd th\u1ee9c r\u1eb1ng ti\u1ec1n kh\u00f4ng ch\u1ec9 \u0111\u1ec3 chi ti\u00eau \u2013 c\u00e1c con c\u0169ng n\u00ean ti\u1ebft ki\u1ec7m ti\u1ec1n th\u01b0\u1eddng xuy\u00ean.<\/p>\n Ba m\u1eb9 c\u00f3 th\u1ec3 gi\u00fap con r\u00e8n luy\u1ec7n th\u00f3i quen ti\u1ebft ki\u1ec7m b\u1eb1ng c\u00e1ch cho con heo \u0111\u1ea5t ho\u1eb7c h\u0169 ti\u1ebft ki\u1ec7m \u0111\u1ec3 c\u00f3 th\u1ec3 g\u1eedi ti\u1ec1n v\u00e0 \u0111\u1eb7t nh\u1eefng m\u1ee5c ti\u00eau ti\u1ebft ki\u1ec7m ng\u1eafn h\u1ea1n nh\u01b0 mua m\u00f3n \u0111\u1ed3 ch\u01a1i con th\u00edch hay d\u00e0nh cho nh\u1eefng d\u1ef1 \u0111\u1ecbnh trong t\u01b0\u01a1ng lai g\u1ea7n. \u0110i\u1ec1u n\u00e0y gi\u00fap con qu\u1ea3n l\u00fd ti\u1ec1n b\u1ea1c t\u1ed1t h\u01a1n, ph\u00e2n bi\u1ec7t r\u00f5 r\u00e0ng m\u1ee9c \u0111\u1ed9 \u01b0u ti\u00ean khi mua s\u1eafm \u0111\u1ec3 chi ti\u00eau h\u1ee3p l\u00fd v\u00e0 suy ngh\u0129 th\u1eadt k\u0129 tr\u01b0\u1edbc khi s\u1eed d\u1ee5ng ti\u1ec1n. Khi con l\u1edbn h\u01a1n, ch\u00fang ta c\u00f3 th\u1ec3 \u0111\u1eb7t nh\u1eefng m\u1ee5c ti\u00eau d\u00e0i h\u1ea1n h\u01a1n cho con.<\/p>\n T\u1ea1o c\u01a1 h\u1ed9i ki\u1ebfm ti\u1ec1n<\/strong><\/p>\n C\u00e1c con c\u1ea7n c\u00f3 ti\u1ec1n c\u1ee7a ri\u00eang m\u00ecnh \u0111\u1ec3 c\u00f3 th\u1ec3 h\u1ecdc c\u00e1ch \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh v\u1ec1 vi\u1ec7c s\u1eed d\u1ee5ng n\u00f3. T\u1ea5t nhi\u00ean ba m\u1eb9 c\u00f3 th\u1ec3 cho con m\u1ed9t kho\u1ea3n tr\u1ee3 c\u1ea5p nh\u1ecf h\u00e0ng th\u00e1ng hay h\u00e0ng tu\u1ea7n, nh\u01b0ng b\u00ean c\u1ea1nh \u0111\u00f3, ba m\u1eb9 n\u00ean c\u00e2n nh\u1eafc t\u1ea1o \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 con t\u1ef1 ki\u1ebfm ti\u1ec1n ti\u00eau v\u1eb7t b\u1eb1ng c\u00e1ch l\u00e0m m\u1ed9t s\u1ed1 c\u00f4ng vi\u1ec7c nh\u00e0. Tuy nhi\u00ean, c\u00f3 m\u1ed9t s\u1ed1 c\u00f4ng vi\u1ec7c nh\u00e0 \u0111\u01a1n gi\u1ea3n nh\u01b0: r\u1eeda ch\u00e9n, tr\u00f4ng em\u2026 th\u00ec c\u00e1c con s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c tr\u1ea3 ti\u1ec1n v\u00ec \u0111\u00e2y l\u00e0 vi\u1ec7c m\u00e0 m\u1ed9t th\u00e0nh vi\u00ean trong gia \u0111\u00ecnh c\u1ea7n ph\u1ea3i l\u00e0m. Ba m\u1eb9 c\u00f3 th\u1ec3 \u0111\u01b0a ra m\u1ed9t s\u1ed1 nhi\u1ec7m v\u1ee5 \u0111\u1eb7c bi\u1ec7t h\u01a1n nh\u01b0: d\u1ecdn v\u01b0\u1eddn, r\u1eeda xe\u2026<\/p>\n <\/p>\n Gi\u00fap tr\u1ebb h\u1ecdc c\u00e1ch \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh chi ti\u00eau th\u00f4ng minh<\/strong><\/p>\n V\u1edbi m\u1ed9t kho\u1ea3n tr\u1ee3 c\u1ea5p v\u00e0 quy\u1ec1n t\u1ef1 \u0111\u1ecbnh trong tay, ba m\u1eb9 ch\u1eafc h\u1eb3n s\u1ebd lo l\u1eafng r\u1eb1ng con s\u1ebd nhanh ch\u00f3ng ti\u00eau h\u1ebft s\u1ed1 ti\u1ec1n \u0111\u00f3. Nh\u01b0ng thay v\u00ec lo l\u1eafng th\u00ec ba m\u1eb9 c\u1ea7n gi\u1ea3i th\u00edch cho con r\u00f5 r\u00e0ng \u0111\u00e2y s\u1ebd l\u00e0 s\u1ed1 ti\u1ec1n \u0111\u1ec3 con chi ti\u00eau trong kho\u1ea3ng th\u1eddi gian nh\u1ea5t \u0111\u1ecbnh v\u00e0 s\u1ebd kh\u00f4ng nh\u1eadn th\u00eam khi ch\u01b0a \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m \u0111\u01b0\u1ee3c th\u1ecfa thu\u1eadn tr\u01b0\u1edbc. Do \u0111\u00f3, con c\u1ea7n ph\u1ea3i chi ti\u00eau m\u1ed9t c\u00e1ch h\u1ee3p l\u00fd \u0111\u1ec3 kh\u00f4ng g\u1eb7p t\u00ecnh hu\u1ed1ng b\u1ea5t ng\u1edd x\u1ea3y ra. Ba m\u1eb9 c\u1ea7n gi\u00fap con hi\u1ec3u r\u1eb1ng chi ti\u00eau kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o c\u0169ng l\u00e0 \u0111\u1ec3 mua nh\u1eefng th\u1ee9 con mu\u1ed1n. Con c\u1ea7n \u0111\u01b0\u1ee3c h\u01b0\u1edbng d\u1eabn c\u00e1ch \u01b0u ti\u00ean d\u00f9ng ti\u1ec1n cho nh\u1eefng th\u1ee9 con c\u1ea7n r\u1ed3i m\u1edbi \u0111\u1ebfn nh\u1eefng th\u1ee9 \u00edt quan tr\u1ecdng h\u01a1n.<\/p>\n Tr\u1edf th\u00e0nh h\u00ecnh m\u1eabu t\u1ed1t cho c\u00e1c con<\/strong><\/p>\n C\u0169ng quan tr\u1ecdng nh\u01b0 nh\u1eefng b\u00e0i h\u1ecdc ba m\u1eb9 d\u1ea1y con, l\u00e0 vi\u1ec7c ch\u00ednh ba m\u1eb9 tr\u1edf th\u00e0nh t\u1ea5m g\u01b0\u01a1ng qu\u1ea3n l\u00fd v\u00e0 s\u1eed d\u1ee5ng ti\u1ec1n b\u1ea1c h\u1ee3p l\u00fd tr\u01b0\u1edbc m\u1eb7t c\u00e1c con. V\u00ed d\u1ee5, n\u1ebfu ba m\u1eb9 than phi\u1ec1n v\u1ec1 vi\u1ec7c ph\u1ea3i chi ti\u00eau qu\u00e1 nhi\u1ec1u cho m\u1ed9t s\u1ed1 th\u1ee9 nh\u1ea5t \u0111\u1ecbnh v\u00e0 sau \u0111\u00f3 \u0111\u01b0a c\u00e1c con \u0111i mua s\u1eafm th\u1ecfa th\u00edch, ba m\u1eb9 \u0111ang g\u1eedi \u0111i nh\u1eefng th\u00f4ng \u0111i\u1ec7p m\u00e2u thu\u1eabn. Thay v\u00e0o \u0111\u00f3, h\u00e3y \u0111\u1ea3m b\u1ea3o r\u1eb1ng ba m\u1eb9 qu\u1ea3n l\u00fd ti\u1ec1n b\u1ea1c nh\u01b0 c\u00e1ch ba m\u1eb9 mu\u1ed1n con m\u00ecnh ti\u1ebfp nh\u1eadn. N\u1ebfu ba m\u1eb9 mu\u1ed1n con m\u00ecnh h\u00ecnh th\u00e0nh th\u00f3i quen chi ti\u00eau v\u00e0 ti\u1ebft ki\u1ec7m t\u1ed1t, ba m\u1eb9 c\u1ea7n c\u00e2n nh\u1eafc khi \u0111\u01b0a ra nh\u1eefng l\u1ef1a ch\u1ecdn chi ti\u00eau v\u00e0 ti\u1ebft ki\u1ec7m th\u00f4ng minh. T\u00f3m l\u1ea1i, h\u00e3y th\u1ef1c h\u00e0nh nh\u1eefng g\u00ec ba m\u1eb9 gi\u00e1o d\u1ee5c c\u00e1c con.<\/p>\n Gi\u00e1o d\u1ee5c con c\u00e1i v\u1ec1 t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n l\u00e0 m\u1ed9t qu\u00e1 tr\u00ecnh c\u00f3 th\u1ec3 s\u1ebd m\u1ea5t kh\u00e1 nhi\u1ec1u th\u1eddi gian v\u00e0 s\u1ef1 ki\u00ean nh\u1eabn. Nh\u01b0ng n\u1ebfu ba m\u1eb9 n\u1ed7 l\u1ef1c v\u00e0 li\u00ean t\u1ee5c truy\u1ec1n \u0111i m\u1ed9t th\u00f4ng \u0111i\u1ec7p r\u00f5 r\u00e0ng, nh\u1ea5t qu\u00e1n v\u1ec1 ti\u1ec1n b\u1ea1c, ba m\u1eb9 s\u1ebd t\u1ea1o \u0111\u01b0\u1ee3c nh\u1eefng th\u00f3i quen t\u1ed1t \u0111\u1ec3 h\u1ed7 tr\u1ee3 cho s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a c\u00e1c con.<\/p>\n","protected":false},"excerpt":{"rendered":" Trong h\u00e0nh tr\u00ecnh l\u1edbn kh\u00f4n c\u1ee7a con, b\u00e0i h\u1ecdc v\u1ec1 qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n l\u00e0 m\u1ed9t trong nh\u1eefng ki\u1ebfn th\u1ee9c quan tr\u1ecdng v\u00e0 \u1ea3nh h\u01b0\u1edbng r\u1ea5t l\u1edbn \u0111\u1ebfn s\u1ef1 ph\u00e1t tri\u1ec3n v\u00e0 cu\u1ed9c s\u1ed1ng c\u1ee7a con sau n\u00e0y. Ti\u1ec1n l\u00e0 \u0111\u01a1n v\u1ecb giao d\u1ecbch ch\u00ednh hi\u1ec7n nay, ch\u00fang ta c\u00f3 th\u1ec3 d\u00f9ng ti\u1ec1n […]<\/p>\n","protected":false},"author":1,"featured_media":1372,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_editorskit_title_hidden":false,"_editorskit_reading_time":0,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","footnotes":""},"categories":[1],"tags":[],"acf":[],"yoast_head":"\n